Someone told me you're the computer expert around here. Weel, I have a question for you...
有人告诉我你在这里是计算机专家,我有个疑难想请教你。。。
Needless to say, the bigger the risk an insurance company takes, the higher the premium you will have to pay.
不用说,保险公司承担风险越大,你付的保险费也就越高。